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Strategic Property Insights
In-depth articles covering property, mortgage and finance. From monthly market updates to tips and practical insights to help you make smarter decisions.
MORTGAGE EDUCATION


Reverse Mortgage: Powerful Tool or Dangerous Trap?
Reverse mortgages – often misunderstood, sometimes overlooked and occasionally dismissed altogether. When it comes to retirement, most people spend decades focused on building wealth… but far fewer spend time planning how to actually use that wealth. In the right circumstances, reverse mortgages can be a powerful tool to unlock equity and support your lifestyle in retirement. Before you make any decisions, let’s break this down properly What Is a Reverse Mortgage? A reverse m
Property Planning Australia
Mar 293 min read


Why Airbnb Cash Flow Doesn’t Mean More Borrowing Power
Airbnb and other short-term rentals have become incredibly popular with property investors. Strong nightly rates, flexible use and impressive cash flow can make these properties look like a clear win. But when it comes to borrowing power, Airbnb income doesn’t always deliver the result many investors expect. A property can be producing excellent cash flow in real life and still add very little to borrowing power on paper. Understanding why lenders treat Airbnb and short-term
Property Planning Australia
Jan 142 min read


The Real Cost of Kids – How Dependents Impact Your Borrowing Power
Discover how kids impact your borrowing power and what parents need to know before buying, investing or renovating.
Property Planning Australia
May 12, 20254 min read


Understanding the RBA’s inflation target of 2-3%
We unpack the logic behind the RBA’s 2-3% inflation target. What led the RBA to this figure, and how does it positively impact the economy, and why runaway long-term inflation above this level reduces our collective standard of living. All is revealed!
Property Planning Australia
Aug 25, 20234 min read


The Role of the Reserve Bank of Australia (RBA), Why They Target Interest Rates & Why We Need Inflation, Just Not Too Much! (Ep. 219)
The trio delves into how the RBA manages inflation and why some inflation is a good thing (but not a lot).
Property Planning Australia
Aug 22, 202311 min read


Plotting Australian property market movements from 1970 to now
In this week’s episode Dave, Cate and Pete dive into the data dating back to 1970 to look at the history of property price movements and what caused them?
Property Planning Australia
May 30, 20227 min read


Five mortgage strategies that can grow your wealth
Most borrowers would understand that getting a low interest rate can save you hundreds of thousands of dollars over your lifetime.
What is not understood is how an effective mortgage strategy can actually make you hundreds of thousands of dollars over the same period. Borrowers don’t need to consult an expert to find a low rate. The only skill required is being able to use a search engine.
On the other hand, understanding how an effective mortgage strategy can create wealth i
Property Planning Australia
Sep 10, 20196 min read
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